P2P lending

[JIRKAHOMOLA]

oni ty procenta maj na bondore nejaky divny, kdyz pujcujes na 34% urok na 12 mesicu za 100 Ecek, tak nedostanes 134 Ecek, ale jenom 121,3%. Jestli to je poplatkama nebo necim jinym, to nevim. Nezkoumal jsem to<div style="font-size: xx-small;color: #0000ff;display: inline-block;text-align: center;width: 100%;">
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[Derek]

oni ty procenta maj na bondore nejaky divny, kdyz pujcujes na 34% urok na 12 mesicu za 100 Ecek, tak nedostanes 134 Ecek, ale jenom 121,3%. Jestli to je poplatkama nebo necim jinym, to nevim. Nezkoumal jsem to

tedy, nevim jestli mi neco neunika, kdyztak sorry, ale, me prijde ze ty uroky tam jsou v poradku
ale treba ja, kdyz chci pujcit €5 na 34% urok, tak v tom vypisu splatek mam ze mi zaplati behem tech 60 mesicu celkem €10.59, coz je +5.59 pro me a to odpovida tem 34%
nebo mam aspon ja nakou jinou verzi <div style="font-size: xx-small;color: #0000ff;display: inline-block;text-align: center;width: 100%;">
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[JIRKAHOMOLA]

10,59 = 5 * urokova mira^5 => urokova mira 16,2% p.a.
nebo to pocitam blbe?<div style="font-size: xx-small;color: #0000ff;display: inline-block;text-align: center;width: 100%;">
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[Derek]

no ja bych rek ze urcite, dluznik ti tu castku postupne splaci (a cim vic ma splaceno = tim mensi urok plati ze zbyly castky)
teda presne ten vzorec jak se to pocita rucne nevim, ale je to proste jako hypoteka - Hypoteční kalkulačka
- takze to lze spocitat tam<div style="font-size: xx-small;color: #0000ff;display: inline-block;text-align: center;width: 100%;">
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